High-Risk Merchant Accounts

Payment Solutions for Complex Businesses

If traditional processors said no, we can help review your business and explore available processing options through experienced underwriting partners.

Case-by-case review

E-commerce options

Virtual terminals

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Secure online payment processing for high-risk businesses

Hard-to-Place? We review each business individually and explore available processing options.

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Travel & Tours

Travel agencies, tours and related businesses.

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E-Commerce

Online businesses with card-not-present transactions.

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Nutraceuticals

Supplement and specialty wellness merchants.

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Credit Services

Credit repair and related service businesses.

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Coaching & Education

Online programs, training and consulting services.

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Other Complex Accounts

Businesses requiring specialized underwriting review.

Industry acceptance varies by processor, business model, location and underwriting requirements.

Tell Us About Your Business

We review your industry, sales method and processing needs.

Review Available Options

We identify processing partners that may fit your business profile.

Submit for Underwriting

Final approval and terms are determined by the processing provider.

Be Prepared

What May Be Requested

High-risk underwriting often requires more information than a standard merchant account.

Business formation documents

Owner identification

Bank statements

Processing statements

Website or sales-flow review

Licenses or industry documents

Requirements vary by processor, industry, transaction type, processing history and underwriting review.

Let’s Review Your Business

Need Help Finding the Right Processing Solution?

Speak with a Florida Merchant Service specialist about your business, processing needs and available account options.